{"id":756,"date":"2023-03-22T16:40:48","date_gmt":"2023-03-22T21:40:48","guid":{"rendered":"https:\/\/startertemplatecloud.com\/e01\/?p=756"},"modified":"2023-05-29T15:44:26","modified_gmt":"2023-05-29T20:44:26","slug":"educacion-financiera-personal-latinoamericana","status":"publish","type":"post","link":"https:\/\/educacionyfinanzas.com\/educacion-financiera-personal-latinoamericana\/","title":{"rendered":"Educaci\u00f3n Financiera Personal Latinoamericana."},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"764\" height=\"509\" src=\"https:\/\/educacionyfinanzas.com\/wp-content\/uploads\/2023\/03\/Educacion-Financiera-Personal-latinoamericana-1.jpg\" alt=\"Educaci\u00f3n Financiera Personal latinoamericana\" class=\"wp-image-2050\" srcset=\"https:\/\/educacionyfinanzas.com\/wp-content\/uploads\/2023\/03\/Educacion-Financiera-Personal-latinoamericana-1.jpg 764w, https:\/\/educacionyfinanzas.com\/wp-content\/uploads\/2023\/03\/Educacion-Financiera-Personal-latinoamericana-1-300x200.jpg 300w\" sizes=\"(max-width: 764px) 100vw, 764px\" \/><figcaption class=\"wp-element-caption\">Fuente: Canva<\/figcaption><\/figure><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>La educaci\u00f3n financiera personal es un tema cada vez m\u00e1s relevante en Latinoam\u00e9rica, ya que muchas personas enfrentan dificultades para manejar sus finanzas y alcanzar sus metas a largo plazo. La falta de conocimientos b\u00e1sicos en finanzas personales, as\u00ed como la falta de acceso a productos financieros adecuados, son algunos de los desaf\u00edos que enfrentan las personas en la regi\u00f3n.<\/p>\n\n\n\n<p>Para abordar estos desaf\u00edos, es importante que las personas adquieran conocimientos sobre c\u00f3mo administrar su dinero de manera efectiva y c\u00f3mo tomar decisiones financieras informadas. Esto implica entender conceptos como el presupuesto personal, el ahorro, la inversi\u00f3n y el endeudamiento responsable.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>En Latinoam\u00e9rica, existen diversas iniciativas gubernamentales, acad\u00e9micas y privadas que buscan fomentar la educaci\u00f3n financiera. Por ejemplo, algunos pa\u00edses han implementado programas de educaci\u00f3n financiera en escuelas y universidades, con el objetivo de que los j\u00f3venes adquieran habilidades financieras desde temprana edad, no obstante, estos esfuerzos aun son incipientes en comparaci\u00f3n con la magnitud del retraso generado en la poblaci\u00f3n.<\/p>\n\n\n\n<p>Adem\u00e1s, existen organizaciones y empresas que ofrecen cursos y talleres de educaci\u00f3n financiera para adultos, con el objetivo de ayudar a las personas a mejorar su comprensi\u00f3n de las finanzas personales y tomar decisiones m\u00e1s informadas, pero dichas iniciativas son insuficientes y cuentan con poca difusi\u00f3n.<\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"764\" height=\"509\" src=\"https:\/\/educacionyfinanzas.com\/wp-content\/uploads\/2023\/03\/Educacion-Financiera-Personal-latinoamericana-2.jpg\" alt=\"Educaci\u00f3n Financiera Personal latinoamericana\" class=\"wp-image-2053\" srcset=\"https:\/\/educacionyfinanzas.com\/wp-content\/uploads\/2023\/03\/Educacion-Financiera-Personal-latinoamericana-2.jpg 764w, https:\/\/educacionyfinanzas.com\/wp-content\/uploads\/2023\/03\/Educacion-Financiera-Personal-latinoamericana-2-300x200.jpg 300w\" sizes=\"(max-width: 764px) 100vw, 764px\" \/><figcaption class=\"wp-element-caption\">Fuente: Canva<\/figcaption><\/figure><\/div>\n\n<style>.kb-row-layout-id_3d8d8d-7d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_3d8d8d-7d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_3d8d8d-7d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_3d8d8d-7d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_3d8d8d-7d > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_3d8d8d-7d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_3d8d8d-7d alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_eb96e0-a2 > .kt-inside-inner-col,.kadence-column_eb96e0-a2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_eb96e0-a2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_eb96e0-a2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_eb96e0-a2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_eb96e0-a2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_eb96e0-a2{position:relative;}@media all and (max-width: 1024px){.kadence-column_eb96e0-a2 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_eb96e0-a2 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_eb96e0-a2 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<p>En resumen, la educaci\u00f3n financiera personal es esencial para el bienestar de las personas en Latinoam\u00e9rica. A medida que m\u00e1s personas adquieran conocimientos y habilidades financieras, ser\u00e1 m\u00e1s probable que tomen mejores decisiones informadas y logren alcanzar sus metas a mediano y largo plazo.<\/p>\n\n\n\n<p>Por estas razones, este Blog de educaci\u00f3n y finanzas personales surge para acercar a la poblaci\u00f3n latina al conocimiento financiero de una manera m\u00e1s practica y aportando informaci\u00f3n de alto valor para el desarrollo personal.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column_96612f-c7 > .kt-inside-inner-col,.kadence-column_96612f-c7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_96612f-c7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_96612f-c7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_96612f-c7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_96612f-c7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_96612f-c7{position:relative;}@media all and (max-width: 1024px){.kadence-column_96612f-c7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_96612f-c7 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_96612f-c7 inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items_8a70a6-bc:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_8a70a6-bc ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_8a70a6-bc ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_8a70a6-bc ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_8a70a6-bc kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-_56c6e4-ea .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_56c6e4-ea kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><div class=\"kt-svg-icon-list-single\" style=\"display: inline-flex; justify-content: center; align-items: center;\"><svg viewBox=\"0 0 24 24\" height=\"1em\" width=\"1em\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"display: inline-block; vertical-align: middle;\"><\/svg><\/div><span class=\"kt-svg-icon-list-text\"><strong>PUNTOS CLAVES<\/strong><\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_dc5e85-46 .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_dc5e85-46 kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Hacer un presupuesto.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_dbe71c-0e .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_dbe71c-0e kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ahorrar.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_0a8ee7-f0 .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_0a8ee7-f0 kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Eliminar deudas.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_151dc3-5c .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_151dc3-5c kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Invertir.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_ce2251-8f .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_ce2251-8f kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Controlar los gastos.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_0908dc-89 .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_0908dc-89 kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Establecer metas financieras.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_4046c6-65 .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_4046c6-65 kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Mantener un buen historial crediticio.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-_557944-09 .kt-svg-icon-list-single{font-size:20px !important;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-_557944-09 kt-svg-icon-list-style-default kt-svg-icon-list-level-1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Buscar educaci\u00f3n financiera de calidad.<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>La educaci\u00f3n financiera personal es un tema cada vez m\u00e1s relevante en Latinoam\u00e9rica, ya que muchas personas enfrentan dificultades para manejar sus finanzas y alcanzar sus metas a largo plazo&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":2050,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_kadence_starter_templates_imported_post":true,"_kad_post_transparent":"enable","_kad_post_title":"show","_kad_post_layout":"normal","_kad_post_sidebar_id":"","_kad_post_content_style":"boxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"default","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[13,14],"tags":[18,16],"_links":{"self":[{"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/posts\/756"}],"collection":[{"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/comments?post=756"}],"version-history":[{"count":16,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/posts\/756\/revisions"}],"predecessor-version":[{"id":2060,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/posts\/756\/revisions\/2060"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/media\/2050"}],"wp:attachment":[{"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/media?parent=756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/categories?post=756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/educacionyfinanzas.com\/wp-json\/wp\/v2\/tags?post=756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}